Megumi Sagara

About Megumi Sagara

Megumi Sagara is a sales planning manager at the CRD Association.
Author Archive | Megumi Sagara

Are financial statements effective in evaluating the creditworthiness of small and medium-sized enterprises?

Are Financial Statements Effective in Evaluating the Creditworthiness of Small and Medium-Sized Enterprises?
The credit risk database (CRD) was established in March 2001 as a membership organization to collect financial statements, some nonfinancial information, and default information of small and medium-sized enterprises (SMEs) in Japan. CRD members are composed of all credit guarantee corporations (CGCs) in Japan, government-affiliated or private financial institutions, and so on.