Archive | October, 2016
Health

The cost of being obese

The cost of being obese
When we talk about the cost of being obese, many people will imagine the personal spending due to obesity, e.g. special clothing, housing, and transportation that may be different from the requirements of non-obese people, or even the medical expenses arising from obesity-related illnesses. Some people may also consider the cost of becoming obese, such as excessive consumption of high-calorie foods and sweetened beverages. Read more.

Finance

Assessing policies to promote financial inclusion, regulation, and education in emerging Asia

Assessing policies to promote financial inclusion, regulation, and education in emerging Asia
Financial inclusion has been receiving increasing attention for its potential to contribute to economic and financial development while fostering more inclusive growth and greater income equality. There are numerous arguments in favor of increasing financial inclusion, and a large body of evidence shows that increased financial inclusion can significantly reduce poverty and boost shared prosperity. Greater access to financial services by households can help smooth consumption, ease cash shortages, and increase savings for retirement and other needs, although the evidence on microfinance is less positive. Read more.

Economics

Are financial statements effective in evaluating the creditworthiness of small and medium-sized enterprises?

Are Financial Statements Effective in Evaluating the Creditworthiness of Small and Medium-Sized Enterprises?
The credit risk database (CRD) was established in March 2001 as a membership organization to collect financial statements, some nonfinancial information, and default information of small and medium-sized enterprises (SMEs) in Japan. CRD members are composed of all credit guarantee corporations (CGCs) in Japan, government-affiliated or private financial institutions, and so on. Read more.

Economics

Rethinking the small and medium-sized enterprise financing model and the role of commercial banks

Rethinking the Small and Medium-Sized Enterprise Financing Model and the Role of Commercial Banks
At a time of much global uncertainty and economic slowdown, building internal resiliency is becoming increasingly important. Small and medium-sized enterprises (SMEs) play a central part in this, via its role in enhancing economic dynamism and creating employment opportunities in a country. SMEs usually make up a huge proportion of all businesses around the world. In Thailand, they account for as much as 99.7% of all enterprises, hire 80.3% of total labor force, and contribute 26.3% of export value. Read more.